So for the same price you shell out each month to be able to sit on the couch binge-watching the latest series (no judgment here!), you can take charge of your money and put your earnings toward things and experiences that you truly value. Think of it like this: At around $7/month, YNAB costs less than a monthly Netflix subscription.
#YOU NEED A BUDGET SOFTWARE PRO#
But don’t click away just yet! While this sounds a little pricey (it made me hesitate, too), YNAB is less expensive than the pro version of EveryDollar…and WAY better than even the free Mint! You can easily connect your bank accounts and credit cards, and the software will import your transactions automatically.Ĭost: An annual subscription rings in at $84/year. What it is: You Need a Budget is an online budgeting software accessible from both your desktop and via an app on your mobile device (and your spouse’s!). Let’s dive into how it works! The Best Shared Budget App: YNAB If you want to get your spouse excited about budgeting and turn managing your finances into less of a chore, YNAB might be exactly what you need to shake things up in the best way possible. Truly! I’ve said goodbye to my spreadsheet for good, which (even with its spiffy formulas and all) only made me work harder, not smarter. Now I’m 10 months into using it and I can’t recommend it enough. It actually took me a couple weeks to totally understand the system because I was trying to jam my years of one budgeting mindset into the YNAB software, instead of letting the app work for me.īut once I stopped micromanaging everything and pretended I was a new user who had never budgeted before, it suddenly made perfect sense.Īnd the best part is that YNAB allows Joseph to team up with me in managing our finances-and with very little maintenance for either of us! Shared budget app for the win! (I know, that’s not how you expected this You Need a Budget review to go, right?) 😂Ĭonfession: It wasn’t love at first sight.
#YOU NEED A BUDGET SOFTWARE HOW TO#
Needless to say, I’m a budgeting spreadsheet convert and have been for at least 15 years now (ever since my mom taught me how to budget!).īut so many people recommend YNAB (You Need a Budget) that I knew I had to try it! Just so I could say my spreadsheet was better. I have this intense need to account for every penny and I literally can’t sleep at night otherwise! I tend to resist budgeting apps and software (especially after my EveryDollar experience) because I’m a bit of an Excel nerd and a control freak.
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